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Bundles

Should you bundle auto and home insurance?

How multi-policy options work, when bundling fits, and when it may not.

Bundling means buying your auto and home (or renters) insurance from the same insurance company. Many insurers offer multi-policy options, but whether bundling is right for you depends on your situation.

Why people bundle

  • One company and one point of contact for both policies.
  • Renewal dates that can be lined up.
  • Insurers may offer multi-policy options — ask your agent what is available.

When bundling may not fit

  • One of your policies needs a specialty insurer (for example, a high-risk driver or a coastal home).
  • Separate policies give you better coverage for your needs.
  • You recently locked in a policy and switching now does not make sense.

How to compare

Ask an agent to show you bundled and separate options with the same coverage limits and deductibles, so you are comparing like for like.

Have questions about your situation?A licensed agent can talk through your options in a few minutes.
Call (417) 258-9906

This guide is for general information only and is not insurance or legal advice. Coverage, requirements and availability vary by state and insurer.

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