Licensed agents available · Mon–Sat 8am–8pm ET Speak to an agent: (417) 258-9906 · TTY 711
OREGON

Auto & home insurance in Oregon

What Oregon drivers and homeowners should know — and how to compare quotes with a licensed agent.

OR

Oregon at a glance

Minimum auto liability Ask an agent A licensed agent can confirm Oregon's current minimum requirements.
Auto coverage Beyond the minimum Collision, comprehensive and uninsured motorist coverage protect you and your car.
Home coverage Know your risks Ask how weather, water and liability are covered, and what your deductibles are.

Car insurance in Oregon

Oregon drivers need at least the state-required liability coverage. Many choose higher limits, especially with a financed vehicle or assets to protect. An agent can walk through collision, comprehensive and uninsured motorist options.

Learn about auto insurance

Home insurance in Oregon

Home insurance isn't required by law, but most mortgage lenders require it. Ask your agent how your policy handles local weather risks, whether you need separate flood coverage, and how replacement cost works.

Learn about home insurance

Oregon insurance FAQs

Is car insurance required in Oregon?

Nearly every state requires drivers to carry minimum liability insurance. A licensed agent can confirm Oregon's current requirements and help you choose limits.

Can I bundle auto and home insurance in Oregon?

Yes. Ask a licensed agent to compare bundled and separate auto and home options in Oregon.

How do I get an insurance quote in Oregon?

Call (417) 258-9906 to talk with a licensed agent, or answer a few quick questions online. It's free and there's no obligation.

Ready to compare quotes? Let's talk.

A licensed agent will walk you through auto, home or bundle options — free, with no obligation.

Talk to an agent nowMon–Sat 8am–8pm ET
Call now